End User License Agreement

The spreadsheets and other works created by and offered through are considered copyrighted works. By downloading and using our documents you agree to abide by the following terms:

You may download our documents and customize them for personal and non-commercial use only. The documents or anything derived from them may not be sold, distributed, or published online without the express written consent of The Happy Giraffe Company. You may not remove or alter any logo, copyright, or other proprietary notices or marks on the documents.

We want you to use the documents and resources we have. We also worked hard on them and don’t want you to steal them. We’re happy to work with you if you just ask!

Liability Limitation

In no event shall The Happy Giraffe Company or it’s representatives be liable to you for any damages arising from the use of our content or documents or any mistakes in them. Those using the content or documents bear all risks and responsibility for the quality and performance.

Content/documents are for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Any information that is financial, in nature, is limited to financial principles and budgeting, only. The Happy Giraffe Company or a Counselor/Coach is never to be considered as a professional financial advisor resource or a provider of financial advice for investment or planning purposes. Consult your financial professional before making any investment decision.

We are trying our best to provide you with help. We are also human and make mistakes. We are not registered to give you investment advice and we aren’t financial advisors. We’re just sharing what we know about budgeting.