Empower yourself on your debt-free journey with our new Excel spreadsheet, The Happy Giraffe debt payoff planner and tracker.

Debt can be a heavy burden, but it’s never too late to turn things around. Our new Excel spreadsheet is here to help you on your journey to becoming debt-free. It’s easy to use, even for those who aren’t familiar with Excel, and it will simplify your debt repayment process, making it more manageable and achievable.

The spreadsheet offers two debt repayment methods: the Avalanche method (paying the debt with the highest interest first) or the Snowball method (paying the debt with the lowest balance first). The spreadsheet will do the calculations for you and help you track your progress each month, so you can see how far you’ve come and how much closer you are to your goal.

With this tool, you’ll have a clear and organized overview of your debt, including the total amounts owed, interest rates, minimum payments, and due dates. You can also make extra payments and see the positive impact they have on your debt repayment plan.

Don’t let debt control your life. Take the first step towards financial freedom today by downloading our Excel spreadsheet. It will empower you with the information and motivation you need to reach your debt-free goals. We believe in making your finances a happier topic to deal with, free from the burden of debt.