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Spreadsheet Error Fixed
There was an error in our budgeting spreadsheet that is now fixed. Please download the updated version! (It should end with “2023-1-28” or later) We are grateful to users who give us feedback and find mistakes we never knew were there. Read more to see what was fixed. One of our wonderful users gave us…
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New Excel Debt Payoff Planner And Tracker
We have a new debt payoff planner and tracking spreadsheet! Download it here! We know a lot of people who are interested in budgeting are also trying to get out of debt. It can be confusing to know where to start. Also, because it often takes a long time to get out of debt, it’s…
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We’re international and we’re marketing!
It’s been a great couple of weeks for us! Our spreadsheet now works in any country (I’m 90% sure of that at least). I never realistically thought that the work we did would go much past a few friends and family. So It was amazing to find out we had reached people outside the USA.…
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Making Change Easier
Change is hard. It’s even harder to maintain. When life gets tough, we often fall back into old patterns of behavior. We do this even when we know those actions won’t help us. While I don’t have an answer for how to stop that for most issues in life, I do have a way to…
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Budgeting, shaving, and mowing the lawn
How do those go together? Things that seem to cost more than they should? Things that involve cutting or removing? Things all adults have to do at some point? Those are all true. I’m writing this though because they are all things I have gotten far too involved in and spent too much money on…
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Getting Started
We now have a 3 step Budgeting course showing you how to get started! Our original thought was that people would read the book and work through it to learn the system. But we have found that not everyone enjoys reading self-help budgeting books as much as I do! Someone recently asked, “How do I…
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Easiest Weekly Budget & Personal Cash Flow
Our budgeting system is different from what you have seen before! It’s not based on the typical monthly budget that you see everywhere. It’s actually a WEEKLY budget that adds in a personal cash flow projection. That sounds complicated, but it is the easiest weekly budget to set up and use! I haven’t wanted to…
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User Question – How to handle “fixed” costs that change?
User Question – How do you handle “fixed” costs like electricity that can change a lot from month to month? A lot of fixed costs really are the same each month. Your mortgage or rent, Netflix, Hulu, Disney Plus, Car payment, etc. You know the moment you sign up exactly what the price will be.…
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How We Measure Success
We chose to run this as a nonprofit because making a profit (especially off people who are having a hard time learning how to budget) was not our main motive. We want to help people. We aren’t taking a salary or paying employees who are really just family friends. We aren’t taking business expenses that…
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Getting This Started
This is exciting! We are finally putting this all out there into the world. Bear with us as we are learning how to do everything with websites, social, marketing and so many other things. This all started because we were failing at budgeting. That is pretty embarrassing because at the time I (Nigel) was working…
